Privacy Policy

What Does Outdoor Bank Do With Your Personal Information?

Rev. Date 11/2026

View PDF version here.

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security Number Account Balances Credit History Income Payment History Credit Scores
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Outdoor Bank chooses to share; and whether you can limit this sharing.

Reasons We Can Share Your Personal Information	Does Outdoor Bank Share?	Can You Limit This Sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes – information about your transactions and experiences	Yes	No
For our affiliates’ everyday business purposes – information about your creditworthiness	No	We Don't Share
For our affiliates to market to you	No	We Don't Share
For nonaffiliates to market to you	No	We Don't Share

What We Do
Questions? Call 785-537-4448 or go to www.outdoorbank.com
How does Outdoor Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic, and procedural safeguards. Access is only granted to those who require it to complete their daily work.
How does Outdoor Bank collect my personal information?	We collect your personal information, for example, when you Open an account Apply for a loan Make a wire transfer Show your government-issued photo ID Show your driver's license We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates' everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?	If you have a joint account, your choices apply to everyone on your account unless you indicate that your choices apply to you only.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies and may include but not be limited to the following: Foote Financial Services LLC, Outdoor Lending LLC, MHK Investments LLC and all Foote Family Companies
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Outdoor Bank does not share with nonaffiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Outdoor Bank does not jointly market.